2.2 Web3 Education Challenges

EduFi (Education + Finance) represents the next evolutionary phase of digital learning. It introduces a value-sharing model where knowledge creation and acquisition are financially rewarded through tokenized incentives and verifiable on-chain identity.

The global EduFi concept builds on three converging trends:

  1. Tokenization of Learning: Educational achievements become on-chain assets.

  2. Gamified Engagement: Tasks, quizzes, and missions replace passive study.

  3. Decentralized Ownership: Users own their data, identity, and learning rewards.

Research by HolonIQ projects the global blockchain-in-education market to surpass US $10 billion by 2030, growing at a compound rate above 40 %. EduFi is expected to lead this transformation — moving from traditional e-learning to “learn-and-earn” economies.

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